Explore expert tips on home design, layout planning, and architectural inspiration to help you build a house that fits your lifestyle and vision.
Short answer: yes, you can refinance a construction loan before construction is complete—but it’s not the same as swapping one standard mortgage for another. Mid-build…
When a construction lender denies or pauses your next draw, everything on site grinds to a halt: subs want payment, material quotes expire, interest carry…
Short answer: yes, most lenders will allow a co-borrower on a construction-to-permanent (CTP) loan. Longer answer: the decision reshapes underwriting, title, insurance, tax treatment, and…
Construction loans are built on timelines. Your lender releases money in draws as milestones are met, calculates Interest-only payments on the funds advanced, and expects…
Owner-builders have a unique advantage that most homeowners never get: you make choices before the house exists. Those choices—where you build, how you design the…
If you’re planning to finance a new build, the order of operations can feel like a chicken-and-egg problem: do you hire a builder first so…
Learn how inclusionary zoning, impact fee waivers, and tap credits can dramatically reduce new-build housing costs. Discover strategies to save six figures o…
Learn the rules, penalties, and safer alternatives for using 401(k) loans or IRA withdrawals to build a house without jeopardizing your retirement savings.
Compare banks, credit unions, and brokers for construction loans. Learn which lender offers the best rates, terms, and service for your building project.
Learn how mechanics’ liens, lien waivers, and draws work together to protect your construction payments. Keep your project on track and your money secure.
