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  • Financing
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  • Planning & Design
  • Permits
  • Mistakes
  • Tools

Financing & Loans

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The Pros and Cons of Building a Home with a Personal Loan
Financing & Loans

The Pros and Cons of Building a Home with a Personal Loan

August 16, 2025 by Matt Harlan 15 min read

Explore the pros and cons of using a personal loan to build your home. Learn when it works, risks like high APR and DTI, and how to avoid long-term financial…

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What Happens If You Go Over Budget on a Construction Loan?
Financing & Loans

What Happens If You Go Over Budget on a Construction Loan?

August 13, 2025 by Matt Harlan 15 min read

Over budget on your construction loan? Learn lender rules, smart steps to get funds flowing again, and how to protect your project without derailing it.

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Construction Loan Draw Schedules Explained: How the Money Is Released
Financing & Loans

Construction Loan Draw Schedules Explained: How the Money Is Released

August 13, 2025 by Matt Harlan 16 min read

Learn how construction loan draw schedules work: from milestones to funding. Keep your build on track, avoid delays, and manage payments like a pro.

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Why Interest-Only Payments Might Be the Right Choice During Construction
Financing & Loans

Why Interest-Only Payments Might Be the Right Choice During Construction

August 13, 2025 by Matt Harlan 16 min read

Learn how interest-only payments during construction can improve cash flow, reduce risk, and keep your home build on budget. Explore benefits and trade-offs.

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How to Improve Your Credit Score Before Applying for a Construction Loan
Financing & Loans

How to Improve Your Credit Score Before Applying for a Construction Loan

August 13, 2025 by Matt Harlan 16 min read

Boost your credit score 40-100 points in 60-90 days for construction loan approval. Learn fast levers, timing strategies, and mistakes to avoid for better ra…

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The Step-by-Step Process of Securing Financing for Your Dream Home Build
Financing & Loans

The Step-by-Step Process of Securing Financing for Your Dream Home Build

August 13, 2025 by Matt Harlan 14 min read

Learn the step-by-step process to secure financing for your custom home build. From budget planning to permanent mortgage, get expert guidance for a smooth, …

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How Much Down Payment Do You Really Need for a Construction Loan?
Financing & Loans

How Much Down Payment Do You Really Need for a Construction Loan?

August 13, 2025 by Matt Harlan 11 min read

Learn how much down payment you really need for a construction loan. Understand lender logic, land equity, and step-by-step examples to budget confidently.

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10 Questions to Ask Your Lender Before Taking a Construction Loan
Financing & Loans

10 Questions to Ask Your Lender Before Taking a Construction Loan

August 13, 2025 by Matt Harlan 13 min read

Ask these 10 crucial questions before signing a construction loan. Learn about rate locks, draw schedules, inspections, and how to avoid costly surprises.

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Fixed-Rate vs. Adjustable Construction Loans: Which One Saves You More Money?
Financing & Loans

Fixed-Rate vs. Adjustable Construction Loans: Which One Saves You More Money?

August 13, 2025 by Matt Harlan 15 min read

Compare fixed-rate vs. adjustable construction loans to save money on your build. Learn how rates affect payments, interest costs, and risk in our detailed g…

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How to Get Approved for a Construction Loan with No Prior Building Experience
Financing & Loans

How to Get Approved for a Construction Loan with No Prior Building Experience

August 13, 2025 by Matt Harlan 17 min read

Learn how to get approved for a construction loan with no building experience. Discover key steps to prove project feasibility, choose the right loan, and av…

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    Why Are New Construction Houses Built So Poorly?

    Matt Harlan•Jan 3
  • What’s the Difference Between Building Your Own Home and Buying a New Construction House?

    What’s the Difference Between Building Your Own Home and Buying a New Construction House?

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    Financial Help to Build a House in Pennsylvania (Guide to Grants, Loans & Programs)

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    How to Get Financial Help to Build a House in Tennessee

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Everything You Need to Know to Build Your Own Home

  • Financing
  • Construction Process
  • Planning & Design
  • Permits
  • Mistakes
  • Tools

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