Building in California can feel like a maze—permits, fees, codes, financing, and programs that open and close without much warning. The upside: the state has…
Building a home in Texas can be more attainable than in many states, but the true cost of new construction—land preparation, permits, materials, labor, utilities,…
Choosing between building your own home and renovating a fixer-upper determines everything that follows—your budget profile, schedule risk, financing structure, and how the house will…
Choosing where to build isn’t just about views and commute times. The moment you pick rural or urban, you also pick a completely different playbook…
For lots of projects, the general contractor you start with isn’t the one you finish with. Schedules slip, budgets drift, communication breaks, or a company…
Short answer: yes, you can refinance a construction loan before construction is complete—but it’s not the same as swapping one standard mortgage for another. Mid-build…
When a construction lender denies or pauses your next draw, everything on site grinds to a halt: subs want payment, material quotes expire, interest carry…
Short answer: yes, most lenders will allow a co-borrower on a construction-to-permanent (CTP) loan. Longer answer: the decision reshapes underwriting, title, insurance, tax treatment, and…
Construction loans are built on timelines. Your lender releases money in draws as milestones are met, calculates Interest-only payments on the funds advanced, and expects…
When you’re planning a new home, the “basement or no basement” question seems simple until you start pricing excavations, talking about water tables, and realizing…
