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Builder Incentives

Down Payment vs. Points vs. Permanent Buydown: Which Option Saves More on a New Build?
Financing & Loans

Down Payment vs. Points vs. Permanent Buydown: Which Option Saves More on a New Build?

September 2, 2025 by Matt Harlan 23 min read

Compare down payments, points, and permanent buydowns for new builds. Learn which strategy saves the most money and fits your financial goals best.

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