Banks vs. Credit Unions vs. Brokers: Who Actually Does Construction Loans Best?
Compare banks, credit unions, and brokers for construction loans. Learn which lender offers the best rates, terms, and service for your building project.
Construction Financing
Construction Loan Closing Costs: 17 Line Items Explained—and How to Cut Each One
Learn how to cut construction loan closing costs with our guide to 17 line items. Discover negotiable fees and save thousands on your build project.
Escrow Holdbacks, Contingencies, and Reserves: Protecting Cash Flow in a Construction Loan
Protect construction loan cash flow with escrow holdbacks, contingencies, and reserves. Learn how to prevent project delays and ensure smooth funding from st…
Fixed-Price vs. Cost-Plus Contracts: Which Saves You Money—and What Lenders Prefer
Learn whether fixed-price or cost-plus construction contracts save more money and what lenders prefer. Expert insights on risk, flexibility, and funding appr…
Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval
Understand Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios to secure construction financing. Learn how lenders calculate these caps and maximize your loan …
New-Construction Appraisals: How They Work—and How to Avoid a Low Value
Learn how new-construction appraisals work and get expert tips to avoid low valuations. Essential guide for builders, buyers, and real estate agents.
Can You Build a House with Cash? The Real Costs and Benefits
Discover the true costs and benefits of building a house with cash. Learn how to avoid risks, manage liquidity, and decide if an all-cash build is right for …
How to Budget for a Self-Build Project When Costs Keep Rising
Learn to build a dynamic budget for your self-build project amid rising costs. Get strategies for contingencies, hedges, and cost-control to stay on track.
The Hidden Fees in Construction Loans (And How to Avoid Them)
Uncover hidden fees in construction loans and learn practical strategies to avoid them. Save money with negotiation tips, fee maps, and step-by-step calculat…
Why Interest-Only Payments Might Be the Right Choice During Construction
Learn how interest-only payments during construction can improve cash flow, reduce risk, and keep your home build on budget. Explore benefits and trade-offs.