Should You Use a Builder’s Preferred Lender or Find Your Own?
Deciding between a builder’s preferred lender or your own? Compare rates, incentives, and operational fit for construction loans and long-term mortgages.
Construction Loan
Using Home Equity to Fund Your New Build: Risks and Rewards
Learn how to use home equity to fund your new build. Explore HELOCs, home equity loans, and cash-out refinancing to save money and reduce stress during const…
The Pros and Cons of Building a Home with a Personal Loan
Explore the pros and cons of using a personal loan to build your home. Learn when it works, risks like high APR and DTI, and how to avoid long-term financial…
What Happens If You Go Over Budget on a Construction Loan?
Over budget on your construction loan? Learn lender rules, smart steps to get funds flowing again, and how to protect your project without derailing it.
Construction Loan Draw Schedules Explained: How the Money Is Released
Learn how construction loan draw schedules work: from milestones to funding. Keep your build on track, avoid delays, and manage payments like a pro.
How to Improve Your Credit Score Before Applying for a Construction Loan
Boost your credit score 40-100 points in 60-90 days for construction loan approval. Learn fast levers, timing strategies, and mistakes to avoid for better ra…
How Much Down Payment Do You Really Need for a Construction Loan?
Learn how much down payment you really need for a construction loan. Understand lender logic, land equity, and step-by-step examples to budget confidently.
10 Questions to Ask Your Lender Before Taking a Construction Loan
Ask these 10 crucial questions before signing a construction loan. Learn about rate locks, draw schedules, inspections, and how to avoid costly surprises.
How to Get Approved for a Construction Loan with No Prior Building Experience
Learn how to get approved for a construction loan with no building experience. Discover key steps to prove project feasibility, choose the right loan, and av…
Construction-to-Permanent Loans Explained: The Complete Guide for First-Time Builders
Learn how construction-to-permanent loans simplify financing for first-time home builders. One closing, interest-only payments during construction, and a smo…