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Ira Withdrawal

Using 401(k) Loans or IRA Withdrawals to Build a House: Rules, Penalties, and Safer Alternatives
Financing & Loans

Using 401(k) Loans or IRA Withdrawals to Build a House: Rules, Penalties, and Safer Alternatives

September 2, 2025 by Matt Harlan 22 min read

Learn the rules, penalties, and safer alternatives for using 401(k) loans or IRA withdrawals to build a house without jeopardizing your retirement savings.

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Everything You Need to Know to Build Your Own Home

  • Financing
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  • Tools

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