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  • Financing
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  • Planning & Design
  • Permits
  • Mistakes
  • Tools

Lender Ratios

Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval
Financing & Loans

Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval

September 2, 2025 by Matt Harlan 21 min read

Understand Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios to secure construction financing. Learn how lenders calculate these caps and maximize your loan …

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