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GoBuildYourHouse
  • Financing
  • Construction Process
  • Planning & Design
  • Permits
  • Mistakes
  • Tools

Loan Approval

Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval
Financing & Loans

Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval

September 2, 2025 by Matt Harlan 21 min read

Understand Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios to secure construction financing. Learn how lenders calculate these caps and maximize your loan …

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How to Improve Your Credit Score Before Applying for a Construction Loan
Financing & Loans

How to Improve Your Credit Score Before Applying for a Construction Loan

August 13, 2025 by Matt Harlan 16 min read

Boost your credit score 40-100 points in 60-90 days for construction loan approval. Learn fast levers, timing strategies, and mistakes to avoid for better ra…

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How to Get Approved for a Construction Loan with No Prior Building Experience
Financing & Loans

How to Get Approved for a Construction Loan with No Prior Building Experience

August 13, 2025 by Matt Harlan 17 min read

Learn how to get approved for a construction loan with no building experience. Discover key steps to prove project feasibility, choose the right loan, and av…

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Recent Posts

  • Why Are New Construction Houses Built So Poorly?

    Why Are New Construction Houses Built So Poorly?

    Matt Harlan•Jan 3
  • What’s the Difference Between Building Your Own Home and Buying a New Construction House?

    What’s the Difference Between Building Your Own Home and Buying a New Construction House?

    Matt Harlan•Jan 3
  • Financial Help to Build a House in Pennsylvania (Guide to Grants, Loans & Programs)

    Financial Help to Build a House in Pennsylvania (Guide to Grants, Loans & Programs)

    Matt Harlan•Nov 18
  • Financial Help to Build a House in Virginia (Guide to Grants, Loans & Programs)

    Financial Help to Build a House in Virginia (Guide to Grants, Loans & Programs)

    Matt Harlan•Nov 18
  • How to Get Financial Help to Build a House in Tennessee

    How to Get Financial Help to Build a House in Tennessee

    Matt Harlan•Nov 18

Featured Posts

  • Why Are New Construction Houses Built So Poorly?

    Why Are New Construction Houses Built So Poorly?

    Matt Harlan•Jan 3
  • What’s the Difference Between Building Your Own Home and Buying a New Construction House?

    What’s the Difference Between Building Your Own Home and Buying a New Construction House?

    Matt Harlan•Jan 3
  • Financial Help to Build a House in Pennsylvania (Guide to Grants, Loans & Programs)

    Financial Help to Build a House in Pennsylvania (Guide to Grants, Loans & Programs)

    Matt Harlan•Nov 18
  • Financial Help to Build a House in Virginia (Guide to Grants, Loans & Programs)

    Financial Help to Build a House in Virginia (Guide to Grants, Loans & Programs)

    Matt Harlan•Nov 18
  • How to Get Financial Help to Build a House in Tennessee

    How to Get Financial Help to Build a House in Tennessee

    Matt Harlan•Nov 18

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Everything You Need to Know to Build Your Own Home

  • Financing
  • Construction Process
  • Planning & Design
  • Permits
  • Mistakes
  • Tools

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