PMI vs. MIP on Construction-to-Permanent Loans: What You’ll Pay and How to Reduce It
Learn how PMI vs. MIP on construction-to-permanent loans affects your costs. Get strategies to reduce mortgage insurance with real examples and avoid common …
Loan-to-value
Loan-to-Cost vs. Loan-to-Value: The Ratios That Decide Your Construction Approval
Understand Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios to secure construction financing. Learn how lenders calculate these caps and maximize your loan …
Using Home Equity to Fund Your New Build: Risks and Rewards
Learn how to use home equity to fund your new build. Explore HELOCs, home equity loans, and cash-out refinancing to save money and reduce stress during const…
What Happens If You Go Over Budget on a Construction Loan?
Over budget on your construction loan? Learn lender rules, smart steps to get funds flowing again, and how to protect your project without derailing it.
How Much Down Payment Do You Really Need for a Construction Loan?
Learn how much down payment you really need for a construction loan. Understand lender logic, land equity, and step-by-step examples to budget confidently.